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Creative Cash Flow Solutions (CCFS) is an independent, privately-held provider of payment processing services to merchants across the United States. CCFS was established in 1998.
Supported by over 100 years of combined executive and management experience in business, CCFS has become one of the largest providers of electronic and ACH processing. CCFS delivers payment-processing services through independent sales organizations, community banks, and trade associations, as well as directly to merchants.
At Creative Cash Flow Solutions, we are fully committed to fulfilling our clients' needs and providing the highest levels of quality service in the industry. Our philosophy is "Client First." Protecting our clients' profits by reducing the cost of accepting checks is our #1 priority. We will provide a comprehensive check management analysis that provides insight to solutions and programs that are compatible with a client's business structure and philosophy. This affords clients the luxury of choosing a program tailored to protect their assets and image.
In addition, Creative Cash Flow Solutions devotes more effort and money per account than other agencies, so the client is always put first. However, because of our investment in superior systems and personnel, we are still able to increase collection performance and reduce costs to our clients.
CCFS provides the actual payment processing services used by merchants as well as the back end database and data access tools necessary to effectively manage every facet of merchant processing. CCFS specifically focuses on large, growing markets.
Our solutions provide merchants:
- ACH products and services to expand a merchant's business opportunities and profitability by allowing customers to pay for products and services over the phone and/or Internet via electronic "checks."
- Risk reduction solutions that minimize a merchant's risk due to fraudulent and/or incorrect payment information.
- Check recovery services for payments/checks that "bounce" for either NSF or some other reason.
- Credit Card Merchant Accounts and processing.
Presently, through its unique banking alliances, CCFS regularly processes millions of dollars via thousands of transactions. We understand that cash flow is the life's blood of your organization and, needless to say, when choosing your processor, one should be concerned about security and integrity. In addition to being listed with Dunn & Bradstreet, CCFS maintains a comprehensive insurance policy regarding to errors and omissions (copies provided upon request). Additionally, fidelity bonds insure our ACH processors.
If someone were to ask us to describe our goal in a single phrase, we would remark, "simple…we are all about Creative Cash Flow Solutions."
We look forward to adding your company to our ever expanding list of clients that have entered the future of electronic commerce. |
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Why Not My Bank? |
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 Who knows who your bank will be tomorrow. They just gobble each other up and make changes that could affect your business overnight.
ACH is not Profitable to a bank leaving most departments short- staffed.
Software is off-the-shelf without the tools and technical support you will need to implement a “Working Program.”
We process for hundreds of merchants, merchants who at one time processed at their bank... know why they switched?
- Banks will historically quote a very low per transaction fee because that is the fee they know will stick in your mind. But then they have a list of fees such as a per batch fee, batch cancellation fees, and high NSF fees. Some are usually camouflaged in your monthly analysis charges.
- Failure to return customers' calls promptly, if at all. If your people have a technical support or other question, they want the answer now so they can continue on with their work, not 3 or 4 days and / or calls later. Who likes dealing with their Bank?
- It is well known in the industry that one of the primary reasons that banks offer ACH, is to lock a customer in to the bank forever because of the software and the problems with implementing a whole new program. With Creative Cash Flow Solutions, it makes no difference who or where you bank, and changing banks only takes 30 seconds with our software.
- Almost all bank's software is designed for the bank's back room convenience and with little or no thought to the customer's side. There are some absolutely horrible, mind boggling programs that are so inefficient making them totally useless. Some are still in DOS. The reports are difficult, if not impossible, to reconcile, while Creative Cash Flow Solutions' software was designed with you, the end user, in mind first and foremost.
- One of the biggest reasons we get so many people who want to change from their bank to us is because their bank has been bought out by another bank and management has changed.
Click Here For A Free ACH Merchant Account Proposal |
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Headquarters |
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 221 Broadway, First Floor
Amityville, N.Y. 11701
Phone: 631-691-0666
Fax: 631-691-0669
E-mail: info@ilovechecks.com |
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