electronic payments
 
Affiliate Program
 
 
 
Welcome from the President

A Proven, Solid Business Service for a Huge Untapped Market…
Only once in a lifetime does an opportunity come along like the one you will read about in these pages. This is the beginning of a new service industry that will make some people millionaires and will change the way business is conducted in America. It may be the only vehicle you'll ever need to reach all of your financial goals.

Now, thanks to the Internet, electronics and computer technology, a whole new industry has opened up which can dramatically improve businesses of all kinds. Now they will be able to promote, market, sell, communicate, collect their accounts receivable each month, and more, at a much lower cost on a new, more consistent, effective, dependable basis. We are spearheading this exciting new service industry and can show you how to be a part of it and, perhaps, make a lot of money in the process.

If you are in the Credit Card business, Collections, Communications, Law, Sales or Marketing fields, personally or as a corporation, we can provide you with the tools you will need to become our associate. On a full or part-time basis, you can build an additional or main income stream of thousands of dollars per month. Our INCOME OPPORTUNITY is in the Payment Systems and Services Opportunity industry.

On our Payment Systems and Services Opportunity industry, there is no limit to the number of clients you can serve, and there is no limit to the number of transactions we can process for you or your clients. Check us out. The closer you examine us, the better we look. In a world of shysters and scam artists, you will find Creative Cash Flow Solutions to be refreshingly open and aboveboard in all its dealings. You owe it to yourself to at least investigate…do let us hear from you.

We are committed to attracting and retaining a highly motivated team of professionals to deliver superior value and service to our customers while operating at the highest standards of integrity and business ethics.

Sincerely,
Jason Schwartz
 
 
Residual Income.. REAL Freedom! Does it get better then this?
 
 
Check Processing Facts
  • There are over 1.2 million NSF checks written each year
  • 40% of the population is totally check dependent
  • The face value of the checks written has increased 25% during the last five years
  • Total face value of checks written through 2005 will exceed 14.3 trillion dollars
  • Consumers prefer checks four to one over debit cards
  • 88% of the population (over 174 million consumers) has a checking account; only half of those have a debit or credit card
  • 72% of consumers believe that their check use will increase or stay the same over the next year
  • 53% of retailers are reporting continued check growth (on-line survey by "Stores Magazine" and the "Reid System")
  • Checks represent 24% of all retail sales as a significant part of the overall payment system
  • Americans write an average of 25 checks per month
 
 
Check Processing Market Trends
  • Volume: Last year over $2.6 trillion in checks were written to purchase goods and services at point-of-sale
  • Trends: The Federal Reserve predicts the number of check transactions will exceed 73 billion items by the year 2005 (currently at 48 billion)
 
 
SALES & INCOME OPPORTUNITY...
...with An Income Opportunity Like No Other

If you could offer small and medium-sized businesses a way to reduce operating expenses for collecting accounts receivables by 30% to 70%, …do you think they would be interested?

If you could offer businesses a method to collect Non-Sufficient Fund (NSF) checks, and the service was completely FREE, there is no doubt you would have clients waiting in line!

If you helped small and medium-sized businesses solve their cash flow problems, ... do you think they would tell other business owners?

What if you were the only one (with little or no competition) to offer businesses a complete package of products and services directed specifically at improving their bottom line?

If all of the above were true, then you could say that you would have a very lucrative income stream! Right? ...

Multiply this by the thousands of businesses in each community who are looking for and would love to have these services, who you can sign up, and then you will realize what the concept behind this new and very unique service offered by Creative Cash Flow Solutions is.
 
  GIVE MERCHANTS FREE CHECK RECOVERY!
*INSTANT APPROVAL *NO PROHIBITED LIST *NO SET-UP FEE
*NO MINIMUMS *NO TRANSACTION FEES *FREE SET-UP KITS
*NO SURPRISES!
 
 
The New Benefit

ISO's wish you started in the credit card business when it first began. Wish you were the first on the block with a Zon, Jr.…we have all heard the stories.

WAKE UP!!! You are sitting on a sleeping GIANT! The check industry is exploding – Partner up with a company who is on the cutting edge of technology. We all make money together as a unified team.

Give away this FREE CHECK RECOVERY Service to your merchants. Eliminate the high cost of guarantee service – differentiate yourself from your competition. You can do more for your merchant at no cost, and earn more money in commissions than most low-volume credit card accounts. ChexCollect®™ customizes a full turnkey program tailored to meet your needs. You sign them – we provide everything at no cost to you and the merchant. Whether you do 1 or 1,000 merchant accounts a month, your commissions are vested for the life of the account. NO GAMES.

Forming an alliance with ChexCollect®™ now offers you FREE CHECK RECOVERY! This program is completely free.

Used as a unique sales tool, FREE CHECK RECOVERY! adds a benefit to check acceptance without needing additional equipment or costly fees. The merchant simply accepts checks as they normally would, only now they have better piece of mind knowing that if any of their checks are returned due to Non-Sufficient Funds (NSF), they have a collection company backing them, at NO CHARGE!

The Facts

Collecting 88% of all checks received, ChexCollect®™ deposits the full face value of the collected check via Automated Clearing House (ACH) into the merchant's checking account. ChexCollect®™ uses the ACH system to collect the face value of the check from the
consumer's account. Using ACH technology, the collection rate is extremely high as ACH has preference over paper checks when presented for clearing. For the check to be processed for collection, the merchant simply submits the check to ChexCollect®™ by mail or their bank can forward the returned checks to ChexCollect®™. Based on the merchant's preference, the merchant will begin receiving recovered checks without any hassle or fees. ChexCollect®™ can even process old checks the merchant has as long as they have been written within six (6) months! This is definitely an advantage for your prospective merchants, not even a check guarantee company offers this! While this is not a guaranteed collection, it is a useful service by providing merchants whodo not want check conversion with a second alternative that collects money they never thought they would see. This service is great for all business types because there are no restrictions. If the merchant is approved for merchant processing, the merchant can have FREE CHECK RECOVERY! And, with the maximum $2,500.00 per check, this program is sure to fit most businesses. Now you have another value-added service that represents the annual fee or merchant club, guaranteeing you an additional revenue stream.
How to Enroll Your Merchants

To sign your merchant up with FREE CHECK RECOVERY!, simply complete the Free Check Recovery Addendum and submit it with the merchant application. A fax number or an e-mail address for the merchant should also be included for the collection activity reports being sent. If the merchant wishes to have their bank forward the NSF checks directly to ChexCollect®™, have the merchant give the Bank Release Authorization form to their bank. All merchants who sign up for this program will receive a start-up package within their start-up kit which will include a welcome letter, envelopes, and decals to place by the register informing the check writers of a returned check fee.

SIMPLE...FREE...AND A GREAT BENEFIT! LET FREE CHECK RECOVERY WORK FOR YOU!
 
 
A Conservative Look at Your Income Potential
The following examples are for illustration purposes only. They are not a guarantee of your earning potential. Not everyone will achieve these levels of income, and some will achieve much more. Your own efforts, talents, background, determination, and experience, will
determine your success with Creative Cash Flow Solutions. Likewise, the harder and smarter you work, the more you will make. First, let us look at some of the types of businesses who are currently being serviced by Creative Cash Flow Solutions throughout the U.S:

  • Bottled Water Rentals
  • Car Rental Companies
  • Carpet Cleaning Companies
  • Cellular Phone Services
  • Child Care Facilities
  • Chiropractors
  • Churches
  • Collection Agencies
  • Convenience Stores
  • Dentists
  • Discount Stores
  • Dollar Stores
  • Doctors
  • Fraternities, Sororities
  • Government Agencies
  • Home Security Companies
  • Hospitals
  • Insurance Companies
  • Internet Service Providers
  • Janitorial Services
  • Karate Studios
  • Lawn Care Services
  • Leasing Companies
  • Maid Services
  • Mail Order Companies
  • Medical Equipment Stores
  • Multi-Level Marketing
  • Municipalities
  • Musical Instrument Rentals
  • Newspapers
  • Non-Profit Organizations
  • Orthodontists
  • Pager Services
  • Pest Control Services
  • Pharmacists
  • Physical & Respiratory Therapists
  • Pizza Restaurants
  • Property Management
  • Public Radio & Television
  • Rent-to-Own Stores
  • Restaurants
  • Shoe Stores
  • Supermarkets
  • Tanning Salonsv
  • Telemarketing Companies
  • Telephone Answering Services
  • Tote-the-Note Auto Dealers
  • Uniform Rental Services
  • Utility Companies
  • Voice Mail Services

Look through the Yellow Pages in a 50-mile radius and see how many businesses are prospects in each of the above categories. There are thousands in every area. Now, you will see why there is a potential for an excellent income. View the industry list for more info...
 
 
Month Merchants State
Return
Fee
Average
Commission
per Check
Five (5)
Collected
Returns
Annual
Residual
Commission
1 30 $25.00 $7.50 $1,125.00 $13,500.00
2 60 $25.00 $7.50 $2,250.00 $27,000.00
3 90 $25.00 $7.50 $3,375.00 $40,500.00
4 120 $25.00 $7.50 $4,500.00 $54,000.00
5 160 $25.00 $7.50 $6,000.00 $72,000.00
6 190 $25.00 $7.50 $7,125.00 $85,500.00
7 210 $25.00 $7.50 $7,875.00 $94,500.00
8 240 $25.00 $7.50 $9,000.00 $108,000.00
9 270 $25.00 $7.50 $10,125.00 $121,000.00
10 300 $25.00 $7.50 $11,250.00 $135,000.00
11 330 $25.00 $7.50 $12,375.00 $148,500.00
12 390 $25.00 $7.50 $14,625.00 $175,500.00
 
 
Note: Above statistics represent the average agent giving the FREE ChexCollect®™ program away with their merchant account. Thirty (30) new deals per month with a modest collection of five (5) returned checks monthly will easily net six (6) figures.

Of course, these are just projected income figures, and there is no guarantee you will make this much in your Associate career with ChexCollect®™. However, you could earn more! These are above-average incomes for any business, but remember – this is an above average opportunity!

Learn more about us and the services we offer:

Summation of Services Offered

About Us

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fax and phone checks
online checks
check 21
check recovery
real time check verification
electronic check conversion
ach
eft processing
check verification
merchant card processors

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